# Kamui > Kamui brings 6–12% institutional private credit yield onchain, with no minimums and no lock-ups. Built by operators from Goldman Sachs, J.P. Morgan and OKX. Kamui (kamui.finance, operated by Kamui Finance DAO LLC) is a permissionless platform giving onchain access to institutional-grade real-world-asset (RWA) private credit yield. ## Key facts - Target yield: 6–12% from institutional private credit - No minimum investment, no lock-up periods - Deposit and earn in USDC; each vault has isolated risk (a problem in one vault cannot spread to another) - Underwriting team track record: $25M in private credit managed offchain, 0% defaults, 14% average APY - Returns are backed by real-economy cashflows, not crypto price action — no token emissions or protocol incentives - Entry screened via Chainalysis; smart contracts audited by Trail of Bits (vault/accounting/redemption) and Nethermind (oracle/rebalancing) - Founding team background: Goldman Sachs, J.P. Morgan, OKX ## Pages - [Home](https://kamui.finance/): Product overview, vaults, how it works, security & compliance - [About](https://kamui.finance/about): Team and mission - [Partnerships](https://kamui.finance/partners): Ways to integrate with Kamui Vault - [Join waitlist](https://kamui.finance/join): Get early access